Keywords: Artificial Intelligence, Machine Learning, Internet of Things, Financial and Banking Services
Cryptocurrencies and financial systems have become prominent in recent years. Artificial Intelligence is needed to decrease investing risk, and anticipate price, trend, portfolio creation, and fraud. The paper highlights current AI research on Bitcoin, the most prominent cryptocurrency. The article reviews AI and IoT approaches related to cryptocurrencies and Bitcoin. In addition, a number of potential study possibilities and areas for improving the effectiveness of the findings were noted. AI and cybersecurity have grown rapidly in recent years. Its adoption has greatly benefited finance, institutions, markets, and law. AI simulates intelligent human-like devices. Finance AI is altering money communication. It optimizes credit judgements, marketing, quantitative analysis, as well as economic risk management for the financial business. This study examined artificial intelligence's current effects. It's about AI's attractiveness, conflict, possibilities, and career impact. The research study utilizes AI to help banks produce funds and deliver excellent customer service. The rising Indonesian banking sector—BRI, BNI, Mandiri, etc. has digitally incorporated chat-bots that help clients.